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Several university students in Ohio, IL are able to combine their student education loans into one loan. Several Ohio loan companies encourage you to combine your loans to save lots of money. With student loan consolidation you can save money and combine your oustanding student loans directly into one. With student loan consolidation, several students have been able to lower their monthly payments by 50 percent. Subsidized and unsubsidized loans are two different alternatives when getting a Federal Stafford loan for school. Regardless of your credit, both types of loans apply to you in Ohio. Subsidized Stafford financial loans are for students which are from low income or in need. With this type of loan, the US government will pay the interest while you're attending school. Unsubsidized student loans are also available to college students in need. Several college students have multiple Illinois unsubsidized Stafford financial loans to take care of their school expenses. A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Ohio student loans, a Stafford loan does not require credit checks or collateral that other loans require. If you stay in school at least part-time, you will not need to make payments on your loan until after you receive your degree. With rising tuition costs and a sluggish economy, Stafford student loans in Ohio are a great option for poor students. Consolidating your Ohio student loan enables you to lock in a low interest rate, bundle your federal student loans into one low monthly payment, and put more money into the bank. Additionally, Ohio education loan consolidation does not require any application fees, origination fees, or prepayment penalties. Typically, you can complete a simple, online application to get a loan consolidation, making it a simple, affordable way to lower your student loan payments. Contact our representatives now for additional info on student loans and consolidation in Ohio. Ohio student loans can be acquired through a variety of ways. It's not unusual that students have a cosigner on the loan. If you're a student with a co-signer on your loan, you'll be able to obtain a loan product with a cosigner release. What that means is that you release them of duty, taking over total responsibility for your college loan. From there you just need to make a few on-time payments and the loan is yours.