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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike a number of other student loans in Metropolis, a Stafford loan does not require you to have collateral or flawless credit. If you stay enrolled in classes at least half time, you won't need to make payments until you have graduated. With a slow economy and rising tuition costs, Stafford student loans in Metropolis are a great option for starving students. Whether or not you're a graduate or undergraduate, you'll be able to consolidate your student loans through Illinois consolidation loans. Actually, many loan providers encourage you to take advantage of them in Metropolis. With student loan consolidation you can save money and combine your oustanding student loans into one. Reduce your montly payment by as much as fifty percent with student loan consolidation. Consolidating your Metropolis student loan allows you to lock in a low interest rate, combine several student loans with high interest rates into one low monthly payment, and put more money into your pocket. Additionally, Metropolis education loan consolidation programs do not typically charge prepayment fines, origination fees or application fees. In most cases, all you will have to do to consolidate your loans is complete a simple application. Contact our representatives today for additional info on student loans and consolidation in Metropolis. In Illinois, you can make an application for student loans for bad credit. Even when your credit rating is very poor, you can still manage to go to college. There are numerous types of non-credit governmental financial loans and grants to help you pay for college. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. Make sure you remember about Metropolis student education loans or scholarships as another way to help you get finished with college. A Federal Stafford loan comes in two different kinds: subsidized and unsubsidized. Regardless of your credit, both forms of loans apply to you in Metropolis. Subsidized Stafford loans are for college students that are of low income or in need. The government will pay your interest while you attend college. Unsubsidized student education loans are also available to college students in need. Many Illinois college students have unsibsidized Stafford loans to assist them to pay for their education.