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A Federal Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates that are much lower than other conventional loans. Unlike a number of other student loans in Lincolns New Salem, a Stafford loan does not require you to have collateral or flawless credit. If you stay in school at least part-time, you won't have to make payments on your loan until after you receive your diploma. With the rising costs of tuition and a slow economy, Stafford student loans in Lincolns New Salem are a great option for struggling college students. Hoping to get federal student loans to pay for your college education in Lincolns New Salem but do not have any idea how to apply for them? Surprisingly, applying for federal aid is a relatively simple process. To begin with, you need to complete a FAFSA and submit the information to the government. The federal government will then forward the information to your university who will determine your eligibility for federal college loans. Contact our helpful representatives for additional info on non federal and federal student loans available to students in Lincolns New Salem. The Internet offers several online search engines to help you locate scholarships and grants for college. In Lincolns New Salem, you can also visit the public library, school financial aid offices, and state offices to locate and funding resources that aren't available on the internet. However, locating student loans in Lincolns New Salem can be challenging if you don't know where to look. Thankfully, we are here to help. Contact our representatives immediately for helping locating affordable student loans in Lincolns New Salem. A Federal Stafford bank loan comes in two different types: subsidized and unsubsidized. Regardless of your credit, the two forms of loans are available to you in Lincolns New Salem. Subsidized Stafford financial loans are given to students who are financially needy. The US government will pay your interest as you go to college. Unsubsidized student education loans are also available to students in need. Many Illinois students have unsibsidized Stafford loans to help them pay for their schooling. Consolidating your Lincolns New Salem student loan allows you to lock in a low interest rate, combine several student loans with high interest rates into one low monthly payment, and put more money into your pocket. Additionally, Lincolns New Salem education loan consolidation doesn't require any application fees, origination fees, or prepayment penalties. In most cases, all you'll have to do to consolidate your loans is complete a simple application. Contact our representatives today for additional info on student loans and consolidation in Lincolns New Salem.