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Do you need student loans to pay for school but afraid you will not get qualified because you have bad credit? Fortunately, there are many student loans available to students in Lavonia that are designed particularly for students with bad credit. Even if you have late payments on your credit report, there are college student loans out there that will meet your needs. Call our experienced representatives right now for more info and to receive the best student loan rates in Lavonia. Many college students in Lavonia, GA can easily combine their student loans into one loan. In fact, numerous lenders encourage you to take advantage of them in Lavonia. Student loan consolidation programs permit you to roll your outstanding student loans straight into one, low monthly payment. Cut your montly payment by as much as 50 percent with student loan consolidation. A Federal Stafford loan is available in two different kinds: subsidized and unsubsidized. Regardless of your credit, both kinds of loans apply to you in Lavonia. Subsidized Stafford loans are awarded to college students that are financially needy. Using this type of loan, the federal government will pay the interest while you're still in college. Unsubsidized student loans are also available to college students in need of assistance. Many college students have multiple Georgia unsubsidized Stafford loans to take care of their college expenses. If you live in Georgia, it is possible to apply for student loans for bad credit. Don't let a bad credit score stop you from going to college. The government provides several various kinds of non-credit based loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. By the same token, you shouldn't ever leave out the possibility of a Lavonia student loan or scholarship grant as well. Student loan consolidation lets you take advantage of today's low interest levels and save money over time. With some loan consolidation companies, you can lower your monthly payments as well as take longer to repay your education loan. Consolidating Lavonia students loans is a viable option for students who have many loans at high rates of interest. Student loan consolidation companies in Lavonia offer low introductory rates and no-hassle, no-collateral loans for those who wish to lower their monthly student loan payments. Call our associates today for further information on consolidation options available in your area.