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A Federal Stafford loan is available in two different kinds: subsidized and unsubsidized. In Old Lyme, each type of loan applies to just about all students, irrespective of credit rating. Subsidized Stafford loans are for college students which are from low income or in need. The federal government will pay your interest as you attend college. Unsubsidized student loans are also available to students in need. Many Connecticut college students have unsibsidized Stafford loans to assist them to pay for their education. Hoping to receive federal student loans to pay for college in Old Lyme but do not have any idea how to apply for them? Surprisingly, applying for federal aid does not have to be complicated. To begin with, you will need to complete a FAFSA and submit the data to the government. The federal government will then forward the data to your university who will determine your eligibility for federal college loans. Contact our helpful associates for additional information on non federal and federal student loans available to students in Old Lyme. No matter the kind of money for college you would like, Old Lyme, CT student loans are a great idea you. Education loan providers also offer top financial advice also. While you may not qualify for each kind of college loan, the initial step is to submit a student loan application. There are student loans for bad credit and loans without a cosigner that are available. However, a cosigner with a good credit rating can increase the sum you are qualified for. Give us a call and put your education on the fast track. Student loan consolidation allows you to benefit from today's low interest levels and spend less money over time. Some student loan consolidation organizations allow you to lower your monthly payments and take longer to repay your education loan. Consolidating Old Lyme students loans is a viable option for students who have a few loans with high interest rates. Student loan consolidation organizations in Old Lyme offer low introductory rates and no collateral, no-hassle loans for individuals who wish to lower their monthly payments. Call our associates right now for more information on options available in your neighborhood. Credit cards are a great way to build your credit history, but you should be careful that you do not overspend. A few mistakes can get you into a mountain of debt. Many college students are over zealous with their credit cards, especially when they first get them. In Old Lyme, it's easy to get more credit card debt than you can handle. For the most part, Old Lyme student loans should cover the majority of your expenses, but if you get a credit card anyway, be careful what you spend. Call our reps to find student loans in Old Lyme so that you can stay out of credit card debt.