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Looking for student loans in Santa Cruz with low interest rates and affordable payment plans? Thankfully, there are many education loan choices in Santa Cruz that are affordable. Most lenders make it very easy for college students to apply for and qualify for loans. To get loans issued by the federal government, college students simply need to fill out an online FAFSA. When applying to receive personal student loans, you will likely only need to fill out a simple application. Call our reps today to identify affordable student loans in Santa Cruz. Student loan consolidation lets you take advantage of today's low interest levels and spend less money over time. With some loan consolidation companies, you can reduce your monthly payments and take longer to repay your education loan. Consolidating Santa Cruz students loans is a great option for students who have a few loans with high interest rates. Student loan consolidation companies in Santa Cruz offer loans for people that want to lower their student loan payments. Contact our associates right now for additional information on options available in your area. If you reside in California, you are able to apply for student loans for bad credit. Even when your credit is poor, it is possible to still afford to go to university. The government provides a number of various kinds of non-credit based financial loans and grants. Federal Stafford Loans, Perkins, Loans, and Pell Grants are just a few. Do not forget about Santa Cruz student education loans or scholarships as another way to help you get through college. Subsidized and unsubsidized education loans are two different alternatives when obtaining a Federal Stafford loan for school. In Santa Cruz, both types of loan applies to all students, regardless of credit. Subsidized Stafford financial loans are for students that are from low income or in need. With this type of loan, the government pays the interest while you are still in college. Unsubsidized student education loans are also available to students in need. Many California individuals have unsibsidized Stafford loans to assist them to pay for their education. Do you have a low credit score but need an education loan to help pay for your college education? Luckily, there are lots of student loans available to college students in Santa Cruz that are intended especially for applicants with bad credit. Even if you may have late credit card payments on your credit file, there are college loans out there that will meet your needs. To receive the lowest student loan rates in Santa Cruz, call our experienced representatives today.