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Would you like to get federal student loans in Smiths Station to cover your schooling but don't know to apply for these loans? Amazingly, applying for federal aid is a fairly simple process. The very first thing you will need to do is complete an online FAFSA and submit the information. The federal government will then forward the data to your college who will determine your eligibility for federal student loans. Contact our helpful associates for additional info on federal and non federal student loans available to students in Smiths Station. A Federal Stafford loan is a loan issued by the government to college students at rates that are much lower than other traditional loans. Unlike many other student loans in Smiths Station, a Stafford loan doesn't require credit rating checks or collateral that other loan options require. If you stay enrolled in classes at least half time, you will not be required to make payments until you have graduated. With the rising costs of tuition and a slow economy, Stafford student loans in Smiths Station are a great option for struggling college students. Student loan consolidation allows you to take advantage of today's low interest levels and spend less money over time. With some loan consolidation companies, you can take up to 30 years to repay your loan in addition to lowering your monthly payments. Consolidating Smiths Station students loans is a viable option for students who have a few loans with high interest levels. Student loan consolidation companies in Smiths Station offer low introductory rates and no-hassle, no-collateral loans for those who wish to lower their monthly payments. Call our associates right now for more information on options available close to you. Colleges in Smiths Station are raising tuition prices nearly every semester to compensate for education budget cuts. Therefore, students are left footing the bill when the government comes up short. Don't drop out of school because you can't pay for tuition, housing and books. Get the funds you need now by applying for college loans in Smiths Station. Most loans have reasonable interest rates and do not need to be paid back until after you've received your degree. Call our experienced associates today for further information. If you've returned to college in Smiths Station after a long period of time, you may be confused about new rules and regulations pertaining to student loans and financial aid. In the last few years, student loans have changed and the application and qualification process is now quite different than it has been in previous years. Don't be left in the dark when it comes to student loans in Smiths Station. Call our associates right now to get all of your questions concerning college loans answered.