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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Chelsea student loans, a Stafford loan doesn't require you to have collateral or flawless credit. If you stay in school at least half time, you won't need to make payments until you have graduated. With rising tuition costs and a sluggish economy, Stafford student loans in Chelsea are an ideal option for struggling college students. Universities in Chelsea are raising tuition prices just about every semester to compensate for education budget cuts. Because the federal government came up short, college students are left footing the bill. Do not drop out of school because you can't pay for tuition, housing and books. You can easily receive the money you need now for books and tuition by applying for Chelsea student loans. Many loans are affordable and can be repaid after you've graduated and landed a job. Contact our experienced associates right now for more information. Subsidized and unsubsidized loans are two different choices when getting a Federal Stafford loan for school. Regardless of your credit, both types of loans apply to you in Chelsea. Subsidized Stafford financial loans are given to college students that are financially needy. With this type of loan, the government will pay the interest while you are still in university. Unsubsidized student education loans are also available to college students in need of assistance. Many Alabama college students have unsibsidized Stafford loans to assist them to finance their schooling. There are numerous Chelsea student loans that are available. It's not unusual that students have a cosigner on the loan. If you're a student with a co-signer on your loan, you may obtain a loan product with a cosigner release. What that means is that you release them of duty, taking over full responsibility for your education loan. After you've made several on-time payments, you then are the sole owner of the loan. When you consolidate your student loans, you can benefit from today's lower interest rates and spend less money over time. With some loan consolidation companies, you can take up to 30 years to repay the loan in addition to lowering your monthly payments. Consolidating Chelsea students loans is a viable option for students who have several loans at high rates of interest. Student loan consolidation companies in Chelsea offer loans for people that are looking to lower their student loan payments. Call our associates right now for further information on consolidation options available in your town.