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A Stafford loan is a government-secured student loan offered to graduate and undergraduate college students at rates much lower than other conventional loans. Unlike other Centre student loans, a Stafford loan does not require credit rating checks or collateral that other loan options require. If you stay enrolled in classes at least half time, you will not need to make payments until after you graduate. With a slow economy and rising tuition costs, Stafford student loans in Centre are a great option for poor students. A Federal Stafford loan is available in two different types: subsidized and unsubsidized. Regardless of your credit score, both types of loans apply to you in Centre. Subsidized Stafford financial loans are given to students that are financially needy. The US government will pay your interest as you attend college. Unsubsidized student education loans are also available to students in need. Many Alabama students have unsibsidized Stafford loans to help them pay for their schooling. Student loan consolidation lets you benefit from today's low interest levels and spend less money over time. Some student loan consolidation companies allow you to lower your monthly payments as well as take longer to repay your education loan. Consolidating Centre students loans is a great option for students who have many loans at high rates of interest. Student loan consolidation companies in Centre offer loans for people that are looking to lower their student loan payments. Call our associates right now for further information on consolidation options available in your neighborhood. If you have returned to college in Centre after a long absence, you could be puzzled by new regulations pertaining to financial aid and student loans. In the last few years, student loans have changed significantly and the qualification and application process is now quite different than it has been in previous years. Do not be left in the dark when it comes to student loans in Centre. Get your questions answered by contacting one of our helpful representatives today. There are many Centre student loans which are a valid option for you. Many students are unable to obtain a loan without a consigner. If you ever no longer need that cosigner you can have them sign a release. In this situation, you can take over the full liability of the loan, thus releasing your cosigner from his/her duties. From there you only have to make a few on-time payments and the loan is yours.